Why does the same bank appear more than once in the routing code list?

Some institutions appear under different names, branches, historical names, or duplicate records in routing-code databases. Always verify the applicable code with your WPS provider before processing salaries.

Can I use an old WPS routing code?

You should not assume an old routing code is still valid. Banks and financial institutions can change names, merge, restructure, or change their WPS arrangements, so the current code should always be verified before submitting a salary file.

UAE WPS & SIF Reference

Bank Routing Code for WPS

If you are preparing a WPS Salary Information File (SIF) in the UAE, you may need the correct bank routing code for the employee's bank or exchange company. Below is a comprehensive list of UAE bank and exchange routing codes for WPS, compiled from our available routing-code database.

Search the Routing Code List What Is a WPS Routing Code?

184Banks & Exchanges Listed

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2026Last Reviewed

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Try "Emirates", "Al Ansari" or "HSBC" to jump to the full routing code table below.

Definition

What Is a WPS Routing Code?

A WPS routing code is an identification code used to identify the bank, exchange company, or other participating financial institution that processes a salary payment through the UAE Wages Protection System.

When an employer prepares a WPS Salary Information File (SIF), the file contains information required to process employee salary payments. The appropriate routing information helps direct the payment to the relevant participating institution.

The Central Bank of the UAE describes UAEWPS as a system designed to provide a safe, secure and efficient mechanism for the timely payment of wages.

Accuracy Matters

Why Is the Routing Code Important for WPS?

Entering the correct routing code is important when preparing a WPS salary file because the routing information is associated with the financial institution responsible for receiving or processing the salary payment.

An incorrect or outdated code may result in a WPS file being rejected, a salary payment being delayed, or the transaction requiring correction.

For this reason, employers, HR departments, payroll teams and accountants should check the routing code carefully before uploading a WPS/SIF file.

A wrong code can cost a payroll cycle

Rejected files, delayed wages and manual corrections all trace back to one missed digit. Verify before you upload.

Where It Applies

Where Is the WPS Routing Code Used?

The routing code can be required when preparing payroll information for UAE WPS salary processing. It may be relevant to:

WPS Salary Information Files (SIF)
Monthly salary processing
Payroll software
WPS salary transfers
Bank salary payments
Exchange-house salary payments
Payroll card salary payments
Employee salary records

Don't Confuse These

WPS Routing Code vs IBAN vs SWIFT Code

A WPS routing code should not be confused with an employee's IBAN or a bank's SWIFT/BIC code. These identifiers serve different purposes.

Identifier	Purpose
WPS Routing Code	Used to identify the relevant participating bank or financial institution for WPS salary processing.
IBAN	Identifies a specific bank account for electronic payments.
SWIFT / BIC	Identifies a financial institution for international payments and related banking transactions.

If you are preparing a WPS SIF file, use the field and format required by your WPS service provider and the applicable WPS specifications.

Step by Step

How to Find a Bank's WPS Routing Code

To find a routing code on this page:

Search for the employee's bank or exchange company name.

Check the corresponding WPS Routing Code column.

Confirm that the bank or exchange name and branch information, where applicable, match the employee's payment arrangement.

Use the code in the appropriate field of your WPS/SIF file.

Validate the completed WPS file before uploading it.

Example

If you are looking for a routing code for a particular UAE bank, search the table below for the bank name and use the routing code shown next to it.

Always verify the code against your current WPS service provider or financial institution before submitting salaries, particularly if the bank has changed its name, merged with another institution, or changed its WPS arrangements.

Full Reference List

UAE WPS Bank & Exchange Routing Codes List

The following table provides the bank or exchange name and its corresponding WPS routing code. This page includes routing codes for both banks and exchange companies, because WPS salary payments can involve participating banks as well as exchange businesses that provide WPS-related salary payment services. The Central Bank of the UAE's regulatory material recognizes exchange businesses as entities that may provide payment of wages through a link to the Wages Protection System, subject to the applicable regulatory requirements.

UAE bank and exchange WPS routing codes
#	Bank / Exchange Name	WPS Routing Code
1	Abdul Latif Exchange - LLC. - Dubai	`220110101`
2	Abu Dhabi Commercial Bank (ADCB)	`600310101`
3	ABU DHABI ISLAMIC BK	`405010101`
4	Ahmed Al Amery Exchange Est-Abu Dhabi	`120210101`
5	Ahmed Al Hussain Exchange Est. - Dubai	`20310101`
6	Ain Al Faydah Exchange-Al Ain	`920410101`
7	AJMAN BK	`805740101`
8	Al Ahalia Money Exchange Bureau-Abu Dhabi	`820510101`
9	AL AHLI BANK OF KUWAIT (ABU DHABI BRANCH)	`800410102`
10	AL AHLI BANK OF KUWAIT (DUBAI BRANCH)	`200420101`
11	Al Ansari Exchange Services -Al Ain	`620710101`
12	Al Ansari Exchange-Abu Dhabi	`720610101`
13	Al Azhar Exchange- Dubai	`520810101`
14	Al Bader Exchange-Abu Dhabi	`420910101`
15	Al Balooch Money Exchange- Al Ain	`621010101`
16	Al Dahab Exchange, Dubai	`521110101`
17	Al Darmaki Exchange Est. - Dubai	`421210101`
18	Al Dhahery Exchange	`330710101`
19	Al Dhahery Money Exchange- Al Ain	`321310101`
20	AL DINAR EXCHANGE COMPANY	`130910101`
21	Al Falah Exchange Company-Abu Dhabi	`221410101`
22	Al Fardan Exchange-Abu Dhabi	`121510101`
23	Al Fuad Exchange - Dubai	`21610101`
24	Al Gergawi Exchange - LLC. - Dubai	`921710101`
25	Al Ghurair Exchange- Dubai	`821810101`
26	Al Ghurair International Exchange- Dubai	`721910101`
27	Al Hadha Exchange LLC. - Dubai	`922010101`
28	Al Hamed Exchange - Sharjah	`822110101`
29	Al Hamriyah Exchange- Dubai	`722210101`
30	Al HILAL BK	`105310101`
31	Al Jaber Exchange	`731610101`
32	Al Jarwan Money Exchange-Sharjah	`622310101`
33	Al Masood Exchange-Abu Dhabi	`522410101`
34	Al Mazroui Exchange Est-Abu Dhabi	`422510101`
35	Al Modawallah Exchange- Dubai	`322610101`
36	Al Mona Exchange Co. - LLC. - Dubai	`222710101`
37	Al Mussabah Exchange- Dubai	`122810101`
38	Al Nafees Exchange LLC. - Dubai	`22910101`
39	Al Neemah Exchange Co. LLC- Dubai	`223010101`
40	Al Nibal International Exchange	`230810101`
41	Al RAFIDIAN	`400510101`
42	Al Rajihi Exchange Company - LLC. - Dubai	`123110101`
43	Al Razouki Intl Exchange Co. LLC. - Dub	`23210101`
44	Al Rostamani Exchange- Dubai	`29010101`
45	Al Zari & Al Fardan Exchange LLC. - Sharjah	`923310101`
46	Al Zarooni Exchange- Dubai	`823410101`
47	ALFA EXCHANGE	`231110101`
48	Alfalah Exchange Company	`30010101`
49	Alukkass Exchange, Dubai	`723510101`
50	ARAB AFRICAN INT'L	`900720101`
51	ARAB BANK	`910101`
52	ARAB EMIRAES INVESTMENT BK	`4820101`
53	Arabian Exchange Co-Abu Dhabi	`623610101`
54	ARBIFT	`100810101`
55	ARY International Exchange- Dubai	`523710101`
56	Asia Exchange Centre- Dubai	`423810101`
57	Aziz Exchange Co. LLC.- Dubai	`323910101`
58	BANK MELLI IRAN	`201020102`
59	BANK MISR (BANQUE DU CAIRE)	`1510102`
60	BANK OF BARODA (Abu dhabi)	`101110101`
61	BANK OF BARODA (Al Ain)	`801111002`
62	BANK OF BARODA (Deira)	`101120102`
63	BANK OF BARODA (DUBAI BRANCH)	`801120101`
64	BANK OF BARODA (Ras al Khaima)	`601160101`
65	BANK OF BARODA (Sharjah)	`501130101`
66	BANK OF SADERAT IRAN	`901320124`
67	BANK OF SHARJAH	`401230101`
68	BANQUE BANORABE	`1420151`
69	BANQUE PARIBAS	`401810101`
70	BARCLAYS BANK	`401920110`
71	Bhagwandas Jethanand and Sons-Sharjah	`524010101`
72	Bin Bakheet Exchange Est.- Ajman	`424110101`
73	Bin Belaila Exchange Co. L.L.C	`129910101`
74	Bin Belaila Exchange Co.-LLC. - Dubai	`324210101`
75	BLC BANK (BANQUE LIBAINAISE POUR DE COMMERCE)	`201720101`
76	C3	`640110101`
77	Cash Express Exchange Est. - Dubai	`224310101`
78	Central Exchange LLC Dubai	`124410101`
79	CITI BANK	`102120101`
80	City Exchange - LLC. - Dubai	`24510101`
81	COMMERCIAL BANK INTERNATIONAL	`2220101`
82	COMMERCIAL BANK OF DUBAI	`102320150`
83	CREDIT AGRICOLE	`301620101`
84	Daniba International Exchange- Dubai	`924610101`
85	Day Exchange LLC.- Dubai	`824710101`
86	DELMA EXCHANGE	`131210101`
87	DEUTSCHE BK	`204910101`
88	Dinar Exchange - Dubai	`724810101`
89	DOHA BANK	`705420101`
90	DUBAI BANK PJSC	`5120101`
91	Dubai Exchange Centre - LLC. - Dubai	`624910101`
92	Dubai Express Exchange, Dubai	`825010101`
93	DUBAI ISLAMIC BANK	`802420101`
94	Dubai Islamic Bank	`802420101`
95	Dunia	`960210101`
96	Economic Exchange	`329710101`
97	Economic Exchange Centre	`830210101`
98	EL NILIEN BANK	`2510101`
99	Emirates & East India Exchange - Sharjah	`725110101`
100	Emirates India International Exchange-Sharjah	`625210101`
101	EMIRATES ISLAMIC BANK	`703420114`
102	EmiratesNBD	`302620122`
103	FAB	`102710102`
104	Federal Exchange- Dubai	`525310101`
105	Finance House	`60110101`
106	FIRST GULF BANK	`102710102`
107	First Gulf Exchange Centre- Dubai	`425410101`
108	Future Exchange	`530510101`
109	GCC EXCHANGE	`930110101`
110	Global Exchange	`429610101`
111	Global Exchange	`730310101`
112	Gomti Exchange - LLC. - Dubai	`325510101`
113	Gulf Express Exchange- Dubai	`225610101`
114	Gulf Intl Exchange Co.-LLC. - Dubai	`125710101`
115	HABIB BANK A.G. ZURICH	`302920101`
116	HABIB BANK LTD.	`102820111`
117	Habib Exchange Co. LLC. - Sharjah	`25810101`
118	Hadi Express Exchange- Dubai	`925910101`
119	Harib Sultan Exchange-Abu Dhabi	`126010101`
120	Horizon Exchange - Dubai	`26110101`
121	HSBC BANK MIDDLE EAST	`302020120`
122	HSBC Financial Services	`331010101`
123	International Development Exchange-Dubai	`926210101`
124	INVEST BANK	`503030102`
125	JANATA BANK	`103110110`
126	Jumana Exchange Est. - Dubai	`826310101`
127	Kanoo Exchange- Dubai	`726410101`
128	Khalil Al Fardan Exchange- Dubai	`626510101`
129	Khalili Exchange Co. LLC. - Dubai	`526610101`
130	Lari Exchange Est-Abu Dhabi	`426710101`
131	Lee La Megh Exchange LLC- Dubai	`326810101`
132	LLOYDS BANK	`303220101`
133	LULU EXCHANGE	`931410101`
134	Malik Exchange-Abu Dhabi	`226910101`
135	MASHREQ BANK	`203320101`
136	Multinet Trust Exchange - LLC. - Dubai	`427010101`
137	Nanikdas Nathoomal Exchange Co. LLC- Dub	`327110101`
138	Naser Khoory Exchange Est. - Abu Dhabi	`227210101`
139	Nasim Al Barari Exchange	`430610101`
140	NAT. BANK OF UAQ	`104251001`
141	NATIONAL BANK OF ABU DHABI	`803510106`
142	NATIONAL BANK OF BAHRAIN	`203610101`
143	NATIONAL BANK OF DUBAI	`803720101`
144	NATIONAL BANK OF FUJAIRAH	`503870102`
145	NATIONAL BANK OF OMAN	`903910101`
146	National Exchange Co.-Abu Dhabi	`127310101`
147	NOOR ISLAMIC BK	`905220101`
148	Oasis Exchange, Al Ain	`27410101`
149	Orient Exchange Co.- LLC- Dubai	`927510101`
150	Pacific Exchange- Dubai	`827610101`
151	Rak Bank	`804020101`
152	RAK BANK (NATIONAL BANK OF RAS AL KHAIMAH)	`804020101`
153	Redha Al Ansari Exchange Est. - Dubai	`727710101`
154	Reems Exchange- Dubai	`627810101`
155	ROYAL BANK OF SCOTLAND (ABN AMRO)	`400220101`
156	Royal Exchange Co. LLC	`229810101`
157	Saad Exchange-Fujairah	`527910101`
158	Sabah Exchange-Sharjah	`728010101`
159	Sajwani Exchange- Dubai	`628110101`
160	Salim Exchange-Sharjah	`528210101`
161	SAMBA	`605520101`
162	Sanaa Exchange- Dubai	`428310101`
163	Sawan Exchange Co. - LLC. - Dubai	`328410101`
164	Shaheen Money Exchange LLC. - Dubai	`228510101`
165	SHARAF EXCHANGE	`31310101`
166	Sharjah International Exchange-Sharjah	`128610101`
167	SHARJAH ISLAMIC BANK (NATIONAL BANK OF SHARJAH)	`404130101`
168	SMART Exchange	`831510101`
169	Standard Chartered Bank	`504420120`
170	Tabra & Al Nebal Exchange - Dubai	`28710101`
171	Tahir Exchange Est. - Dubai	`928810101`
172	Taymour & Abou Harb Exchange Co. LLC. -Sharjah	`828910101`
173	U.A.E. Exchange Centre - LLC.- Dubai	`929110101`
174	Union Exchange-Abu Dhabi	`829210101`
175	UNION NATIONAL BANK	`704510131`
176	UNITED ARAB BANK	`904630101`
177	UNITED BANK LTD.	`604720106`
178	Universal Exchange Centre - Dubai	`729310101`
179	Wall Street Exchange Centre - LLC- Dubai	`629410101`
180	Waseela Equity	`440310101`
181	Western Union	`540210101`
182	Workers Equity Holdings	`340410101`
183	Zahra Al Yousuf Exchange- Dubai	`529510101`
184	Zareen Exchange	`630410101`

Reference Use

Can I Use These Routing Codes to Prepare a WPS SIF File?

Yes, the routing-code list is provided as a reference for businesses and payroll professionals preparing UAE WPS/SIF files.

However, the routing code is only one part of a WPS file. A complete SIF file normally contains multiple fields relating to the employer, employee, salary, payment details and other required information. The exact file structure and validation requirements should always be checked against the current WPS requirements and the specifications provided by the relevant bank, exchange company or WPS service provider.

Also Searched As

Common Searches Related to WPS Routing Codes

People searching for WPS routing information may use different terms, including:

WPS Payroll Software

Need WPS Payroll Software for Your UAE Business?

If your company prepares WPS files every month, using payroll software can reduce manual work and help minimize data-entry errors. DelicateSoft EasyHR is a UAE-focused HR and payroll software solution that helps businesses manage employee records, payroll calculations, payslips and WPS salary file preparation. It can help HR and payroll teams manage the monthly payroll process from one system instead of preparing payroll information manually.

Learn About WPS Payroll Software

Frequently Asked Questions (FAQ)

Frequently Asked Questions About Bank Routing Codes for UAE in UAE.

1. What is a bank routing code for WPS in UAE?

A bank routing code for WPS is a code used to identify the participating bank or financial institution associated with a WPS salary payment. It can be required when preparing a WPS Salary Information File (SIF).

2. What is the WPS routing code used for?

The WPS routing code is used as part of the information required to process salary payments through the UAE Wages Protection System. It helps identify the relevant participating financial institution.

3. Is the WPS routing code the same as an IBAN?

No. A WPS routing code and an IBAN are different identifiers. The WPS routing code identifies the participating financial institution for WPS processing, while an IBAN identifies a specific bank account.

4. Is the WPS routing code the same as a SWIFT code?

No. A SWIFT/BIC code is primarily used to identify financial institutions for international payment messaging. A WPS routing code is used in the context of UAE WPS salary processing.

5. Do exchange companies also have WPS routing codes?

Yes. The WPS ecosystem can include participating exchange businesses as well as banks. This page therefore includes both bank and exchange-company routing codes where they are present in our database.

6. Why does the same bank appear more than once?

Some institutions may appear under different names, branches, historical names or duplicate records in routing-code databases. For example, the supplied database contains multiple entries for some institutions.

Always verify the applicable code with your WPS provider before processing salaries.

7. Can I use an old routing code?

You should not assume that an old routing code is still valid. Banks and financial institutions can change names, merge, restructure operations or change their WPS arrangements.

Always verify the current routing code before submitting a salary file.

8. Where can I verify a WPS routing code?

For important payroll transactions, verify the routing code with the relevant bank, exchange company or your WPS service provider. You should also follow the latest applicable WPS/SIF specifications.

9. Is this list an official CBUAE routing-code list?

This webpage is a reference database compiled for informational purposes. It should not be interpreted as an official publication of the Central Bank of the UAE.

For current regulatory requirements and WPS information, refer to the applicable information and rules published by the Central Bank of the UAE.

10. Does FastCheque support multiple computers?

Yes. FastCheque can be installed on multiple computers connected through a local network, subject to the applicable licensing arrangement.

11. Do I need a special cheque printer?

Not necessarily. FastCheque works with compatible office printers capable of accepting individual cheque leaves. DelicateSoft can advise you about suitable printer options.

12. Is cheque printing software legal in the UAE?

Cheque printing software is used to print information onto original bank-issued cheque leaves. Businesses should ensure that their cheque preparation and authorization procedures comply with their bank's requirements and applicable UAE regulations. FastCheque provides UAE bank formats to help with accurate cheque positioning.

13. What happens if my bank introduces a new cheque format?

FastCheque includes a cheque template designer that allows cheque layouts to be configured or modified. Contact DelicateSoft if you need assistance configuring a new bank cheque format.

14. Is FastCheque suitable for accountants?

Yes. FastCheque is particularly useful for accountants, finance managers and accounts departments that regularly prepare supplier, rent, installment and post-dated cheques.

15. Can I get a demo of FastCheque?

Yes. Delicate Software Solutions offers a FastCheque demonstration for UAE businesses. Contact our team to discuss your bank, cheque format, printer and business requirements.

16. Can the FastCheque print cheque without a date?

Yes, you can take cheque printout without the cheque date. Sometimes, we need to issue cheque without date for security cheques etc.

Disclaimer: The WPS bank and exchange routing codes published on this page are provided for general informational and reference purposes only. Although reasonable care has been taken to reproduce the routing-code information available to us, Delicate Software Solutions does not guarantee that every routing code is current, complete, error-free or valid for every WPS transaction.

Bank names, exchange-company names, routing codes, WPS arrangements and technical requirements may change from time to time. Some entries in the underlying database may also represent historical or alternative institution names.

Before creating or submitting a WPS/SIF file, users should verify the applicable routing code and current requirements with the relevant bank, exchange company or WPS service provider. Delicate Software Solutions shall not be responsible for salary payment delays, rejected WPS files, transaction errors, financial losses or other consequences resulting from the use of information published on this webpage.

Last reviewed: August 2026